Fast, Flexible Equipment Financing Solutions
Your Enterprise is only as good as its resources – and that includes its equipment. Meridian Commercial Lending customizes a wide range of equipment financing and leasing solutions for fast and flexible access to the resources your business needs now. From tractors and lawnmowers to computers and software, we help you get the essential tools for everyday operations and long-term success.
Industries we serve:
- Food Processing
- Post Production Facilities
- and more
Equipment Leases and Loans
We offer equipment leasing and financing to small businesses in a variety of industries. We deliver fast application responses – approvals in as little as 24 hours or three to five business days for middle market and large-ticket items. Companies in business for two years or more get many benefits from their leases and loans:
- Little to no down payment
- Competitive interest rates
- Terms of up to 84 months
- Middle market financing up to $50,00,000
Meridian can offer larger loan amounts for big-ticket purchases. To expedite the funding process, applications up to $150,000 require no financial statement.
Financing Options for Government Organizations
Nonprofit and government agencies have unique financing needs. For these groups, our guaranteed-approved lease program may be a helpful option. We provide financing to state and local agencies as well as first responder organizations, schools, libraries and the military.
Programs for Startups and Credit-Challenged Firms
Equipment leases and loans are available for startups, designed for companies less than two years old. Through our B, C and D credit programs, those with less-than-ideal credit can also obtain equipment. These options are perfect for new companies and those with challenging credit histories.
Sale and Lease-Back Options
At Meridian Commercial Lending we offer financing solutions that best meet our clients’ needs. Our sale and lease-back program is a great example. We purchase the equipment for you, then lease it back to you. Once your lease term is complete and you’ve paid off the balance, you own your equipment.